★★★★★4.7

Flexible financing options for our customers

Your HVAC replacement or repair shouldn’t have to wait.

Get the comfort you need today with flexible payment plans designed to fit your monthly budget: no hidden fees or down payments, just easy approvals.

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Financing has its perks

Budget-friendly

Keep your savings intact. Spread the cost of large investments over low monthly payments!

Instant decisions

Don’t wait days for the bank. Our partners provide credit decisions in minutes, so we can get to work.

View Your Options →

Zero-down options

All of our plans require $0 down, making it easier than ever to start your project.

Special financing for high-efficiency purchases

Best for: Low interest, flexible monthly payments
Term: Up to 60 months
Interest: 0% if paid in full
Approval: Standard credit check. You can apply using the Wells Fargo link below! ** This is a hard credit pull.
Payments as low as $200 per month

Standard financing for any system replacement

Best for: Lowest monthly payment
Term: Up to 120 months
Interest: Competitive fixed rates
Approval: Prequalify today using the Greensky link below! ** This is a soft credit pull.
Payments as low as $140 per month

Standard financing for any system repair

Best for: Repairs
Term: Up to 70 months
Interest: Low-interest options
Approval: Prequalify today using the Greensky link below! ** This is a soft credit pull
Payments as low as $50 per month.

Choose the right path for you

Wait! Before you click…

We offer two primary financing partners to ensure you get the best fit for your project. Here is how they handle your credit:

Option 1: GreenSky
(The "No-Risk" Check)

Credit Impact: None. This is a “Soft Pull.”

Best For: Browsing your options or checking your eligibility without any impact on your credit score.

Option 2: Wells Fargo (The "Project Ready" Check)

Credit Impact: Hard Pull. This will appear on your credit report and may slightly affect your score.

Best For: When you are ready to move forward with a specific plan and want to secure a formal line of credit.

Frequently asked questions

Will this affect my credit score?

It depends on which path you choose. We believe in being upfront so you can make the best choice for your financial health. GreenSky uses a soft pull to pre-qualify you, so you can see your monthly payment options with no impact on your credit score. Wells Fargo performs a hard pull as part of their standard application process, which is a formal inquiry that shows up on your credit report, typical for opening a new line of credit or a retail credit card. Our advice: if you are just window shopping for rates, start with GreenSky.

What does "subject to credit approval" mean?

In short, it means our lending partners need to take a quick look at your financial history to make sure they can offer you a loan responsibly. Think of it like a rental application, the bank wants to confirm your ability to handle the monthly payments before officially signing off on the funds. The good news is our pre-qualification process uses a soft credit pull, so you can see your estimated rates without it affecting your credit score at all.

Can I pay it off early?

There are absolutely no prepayment penalties with any of our lenders.

Have questions about financing?

We believe everyone deserves a comfortable home at a price they can afford. If you’re unsure which option is right for you, give our team a message. We’re happy to walk you through your options!

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